(+382 202) 19905

Loans for SME

European Investment Bank loans (EIB)

European Bank for Reconstruction and Development loans (EBRD)

In cooperation with the European Investment Bank (EIB) and the European Bank for Reconstruction and Development (EBRD), Hipotekarna Bank provides small and medium sized enterprises (SMEs) as the healthiest and most progressive segment of Montenegro’s economy with access to funding on favourable terms.

The Bank uses loan funds to finance SME projects in the following areas:
  • industry,
  • services,
  • tourism,
  • environment protection and energy efficiency,
  • infrastructure, etc.
Project implementing agents have access to sources of long-term finance for investment into new productive spheres of business on favourable terms (of interest rates and loan repayment schedule).

The loan funds may not be used for any purpose other than the one indicated and in line with the business plan filed with the bank.

The loan amount depends on the enterprise’s business plan submitted and its solvency.

The loan repayment term is 10 years, with a possibility of a grace period.

Please contact our Call Centar 19905 or use our Virtual Counter to schedule a meeting at an office and at the time of your choice.

How to find us
Find branch office or ATM