Apple Pay
Enjoy simple and easy payments.
Apple Pay gives you fast, secure, and easy contactless payments with Hipotekarna Banka Mastercard cards.
With Apple Pay, you can enjoy all the benefits of card payments using your iPhone or Apple Watch in any store that supports contactless payments, online, and within apps that support this service.
Activate Apple Pay
You can use Apple Pay every day after adding your card to the Apple device you use in just a few simple steps.
- Open the Wallet app on your Apple device and tap the “+” sign in the top right corner.
- Select your Hipotekarna Banka Mastercard® credit or debit card.
- Scan your card using your phone’s camera or enter the card details manually, then follow the on-screen instructions.
- Once activated, Apple Pay is ready to use.
Secure and contactless payments
You can use Apple Pay for all payments at points of sale that support contactless transactions, as well as for online purchases. Every payment made with Apple Pay is secure, and authentication is carried out via Face ID or Touch ID, which significantly simplifies the payment process.
Payment with Touch ID / Face ID
If you use Touch ID, simply hold your iPhone near the contactless POS terminal while keeping your finger on the fingerprint reader of your iPhone.
If you use Face ID, double-click the side button on your iPhone, look at the screen, and then hold your iPhone near the contactless POS terminal.
Frequently Asked Questions
Apple Pay is not a product of the Bank, but an iOS platform that provides Hipotekarna Banka customers with an additional channel for contactless payments using Apple devices (iPhone, Apple Watch, iPad, and Mac) and a fast, simple, and secure way to carry out payment transactions. The service works on the principle of NFC technology for contactless payments.
You can use the Apple Pay service on a mobile phone with the iOS operating system version 8.1 or later. This version includes the following devices: iPhone 6, iPad mini 3, iPad Pro, Apple Watch 1, and all newer models of phones, tablets, and watches. Through Apple Watch, you can also use Apple Pay on iPhone 5 and 5c mobile devices.
To make a payment, double-click the side button on your Apple Watch, and then hold your watch near the POS terminal.
No fee is charged for using the Apple Pay service.
Yes. A single customer can add their card to Apple Pay on multiple devices. When the payment card is added to a mobile device, it is tokenized (the card number is replaced with a unique identification element – a token), which further increases the security aspect of the overall service.
Yes, you can add multiple Mastercard cards to Wallet and choose a default card for payments within the app. You can also select the Mastercard card you want to use before completing a transaction. If no selection is made, the transaction will be carried out using the default card.
No, the PIN associated with your physical card is never used as an authentication method when paying with Apple Pay. Apple Pay payments are always authenticated using one of the device’s screen unlock methods (fingerprint, facial recognition, or other device unlock methods).
In the Wallet app on your device, you need to select the card you want to deactivate, and then choose the option to remove the card.
No, you do not need to be connected to the internet to use Apple Pay.
Yes, you will receive a notification for both successful and unsuccessful transactions.
Yes, the Wallet app displays the most recent transactions made with the device you are using to access the Apple Pay payment history.
Within the Apple Pay service, you can use:</p> <ul> <li>Mastercard Premium card</li> <li>Mastercard Super card</li> <li>Mastercard Porto Platinum card</li> <li>Mastercard credit card</li> <li>Mastercard Gold credit card</li> <li>Mastercard Business debit card</li> <li>Mastercard Business credit card</li> </ul>
No. If you are a user of Hipotekarna banka’s Mastercard payment card, you do not need to contract an additional service at the branch. It is enough to add the card to the Wallet application.
The daily limits for using the Apple Pay service are equal to the limits defined for your physical payment card.