Bonds

Hipotekarna Banka AD Podgorica has successfully issued five series of subordinated bonds. The first bond issue (HBO1) was successfully completed and fully repaid to all investors on December 1, 2021. The second bond issue (HBO2) was repaid on July 24, 2023, while the third issue (HBO3) matured on January 15, 2026. The remaining two bond issues (HBO4 and HBO5) are listed on the Free Market of the Montenegro Stock Exchange AD Podgorica, corporate bonds segment. Below you can find brief information on the bonds.

Fourth series of bonds

Trading symbol
HB04
ISIN
MEHBO3KA1PG8
Quantity
5.000
Nominal value
€1.000,00
Issue amount
€5,000,000.00
Interest rate
4,50%
Coupon payment
Semi-annually
Interest calculation method
Proportional method, actual/actual (actual number of days)
Maturity
15. 1. 2028.
Market/segment
Free market
Prospectus
Prospectus download link:

Fifth series of bonds

Trading symbol
HB05
ISIN
MEHBO5KA5PG7
Quantity
10.000
Nominal value
€1.000,00
Issue amount
€10.000.000,00
Interest rate
5,00%
Coupon payment
Semi-annually
Interest calculation method
Proportional method, actual number of days
Maturity
15. 9. 2031.
Stock exchange
Montenegroberza AD Podgorica
Market/segment
Free market
Prospectus
Prospectus download link: https://hipotekarnabanka.com/wp-content/uploads/2026/03/Prospekt-HBO5.pdf

Statistical data on executed transactions and achieved turnover, as well as current supply and demand for HBO4 bonds, are available at the Montenegro Stock Exchange link https://mnse.me/code/navigate.asp?Id=14&stockId=1485