Notice of the announced change in fees

Dear clients,

We hereby inform you that, as of March 5, 2026, updated terms will apply regarding certain announced fees for services provided to retail (individual) clients.

The most important information is that monthly fees for basic banking services will not increase, thereby Hipotekarna Banka continues to provide favorable conditions for the use of everyday financial services.

Specifically, the monthly fee for maintaining a transaction account for personal income for residents, the fee for the Mastercard Super Debit Card, as well as the fee for mHB klik mobile banking for individuals will remain unchanged, meaning they will not be increased.

Fees for individual clients remain unchanged as follows:

Description of fee: Monthly fee for maintaining a transaction account for personal income for residents
Fee application from March 5, 2026 – €1.20 – the fee will not be increased.

Description of fee: Monthly fee for the Mastercard Super Debit Card
Fee application from March 5, 2026 – €0.50 – the fee will not be increased.

Description of fee: Monthly fee for mHB klik mobile banking for individual clients
Fee application from March 5, 2026 – €1.30 – the fee will not be increased.


We take this opportunity to remind you that, as users of payment services, you have the right to terminate the Framework Agreement free of charge if you do not agree with the stated changes and if you have concluded the Framework Agreement with the Bank no more than six months prior to the date of termination of that agreement.

With this decision, the Bank remains committed to providing transparent, long-term stable, and affordable conditions for the use of everyday financial services, while continuously improving the quality of digital services and the overall customer experience.

An excerpt from the Decision on the Fee Schedule, applicable as of March 5, 2026, is available at the link below:

Izvod iz odluke o tarifi naknada – u primjeni od 5. 3.