Payment account with basic services
What types of accounts are available?
1.a Hipotekarna Bank offers the opening of a Payment Account with basic services in EUR currency, which is intended for:
Execution of basic transactions;
Cash deposits and withdrawals;
Cashless payments within domestic payment transactions.
Notes:
A client may have only one payment account with basic services opened within the territory of Montenegro.
An overdraft facility (authorized overdraft) cannot be arranged for this account.
1.b A payment account with basic services for vulnerable consumer categories may be opened for consumers who are beneficiaries of one or more rights under the law governing social and child protection (with appropriate documentation of the above), and is intended for:
Execution of basic transactions;
Cash deposits and withdrawals;
Cashless payments within domestic payment transactions.
Notes:
No fees are charged for payment transactions on these accounts;
All other conditions applicable to payment accounts with basic services apply.