Ascertain your well-deserved premium status with our Mastercard Gold card. A gold card is your key to numerous privileges.
It is not an easy task to get a gold card but it is not an impossible one either. Apart from gold, the new Mastercard Gold cards have one more powerful symbol in its design: Bobotov Kuk’s motif (at 2,523 m it is believed to be the highest peak in Montenegro).
It symbolizes growth and stability, values that can follow your finances as well.
Why do I need this card?
How do I get this card?
| Fee for issuance/reissuance of the card | € 5.00 |
| Fee for issuance/reissuance of the main/additional card | € 5.00 |
| Monthly membership fee for the primary card | € 5.00 |
| Monthly membership fee for a secondary card | € 3.00 |
| Payments at POS terminals | no commissions |
| Cash withdrawals at Hipotekarna Bank ATMs | 2.00% (min. € 2.00) |
| Cash withdrawals at ATMs of other banks | 3.00% (min. € 6.00) |
| Interest rate on outstanding amount payable | 1.20% per month |
What should I do in case my card is lost/stolen?
If your card is lost/stolen in Montenegro or abroad, please report it immediately at +382 19905 (available 24/7) or at your nearest Hipotekarna Banka branch
| 1 EUR | Selling rate | Middle rate | Buying rate |
|---|---|---|---|
| AUD | 1.7517 | 1.7838 | 1.8159 |
| CAD | 1.6017 | 1.6311 | 1.6605 |
| DKK | 7.3323 | 7.4667 | 7.6011 |
| JPY | 173.8042 | 176.9899 | 180.1760 |
| NOK | 11.5680 | 11.7800 | 11.9920 |
| SEK | 10.8472 | 11.0460 | 11.2448 |
| CHF | 0.9144 | 0.9312 | 0.9480 |
| GBP | 0.8652 | 0.8811 | 0.8970 |
| USD | 1.1353 | 1.1561 | 1.1769 |