Visa Relax card
Visa Relax card
Enjoy stress-free shopping without thinking about the immediate cost. With the Visa Relax card – the queen of relaxed shopping, every purchase becomes easier, as the purchase amount is automatically divided into installments tailored to your needs.
Whether you are buying everyday items or planning larger expenses, this card allows you to maintain control over your budget and shop with more freedom and security.
Why choose this card?
- Cashless payments in the country and abroad;
- Simple and secure online shopping;
- Automatic division of each purchase into 3, 6, or 12 monthly installments*;
- With each individual installment being charged, the available limit increases;
- Installments that have not yet come due can be repaid early (via mHB/HB Click or by submitting a request at any branch of Hipotekarna Bank);
- Fast contactless payments;
- Free insurance with the card;
- Receive SMS security notifications for every completed transaction.
- *The minimum transaction amount that can be split into installments is €25.
The Visa Relax card, in addition to multiple flexible payment options, also provides two types of insurance completely free of charge, in cooperation with Generali Insurance AD Podgorica:
Insurance of an apartment/house against the risks of fire, explosion, lightning strike, storm, hail, and earthquake (applies to permanently occupied residential properties at the address registered with the Bank);
Insurance for emergency interventions in the residential property.
Naknada za izdavanje kartice | Bez naknade |
Naknada za reizdavanje osnovne/dodatne kartice | 2,88 € |
Mjesečna naknada za osnovnu karticu | 1 € |
Mjesečna naknada za dodatnu karticu | 1 € |
Kupovina do iznosa od 25 € se ne dijeli na rate | Bez naknade, zadužuje račun u cijelosti |
Naknada za kupovinu u iznosu od 25,01 do 75 eura* | 6 € |
Naknada za kupovinu u iznosu od 75,01 do 300 eura**
| 12 € |
Naknada za kupovinu u iznosu preko 300 eura*** | 24 € |
Plaćanje na POS terminalima
| Bez provizije |
Osiguranje korisnika Visa Relax kartice | Bez naknade |
*Iznos kupovine se dijeli na 3 rate.
**Iznos kupovine se dijeli na 6 rata.
***Iznos kupovine se dijeli na 12 rata.
Naknada i prva rata odmah terete transakcioni račun, dok preostale rate dospijevaju mjesečno.
HOME/APARTMENT INSURANCE
The insurance covers:
Basic structural elements of a family house or apartment;
Floor, wall, and ceiling coverings of the building;
Glass in doors and windows of the building; installations and equipment built into the structure: electrical, telecom (PTT), water supply, sewage, intercom systems, heating installations and video surveillance systems, heating boilers and tiled stoves, water heaters, and sanitary fixtures.
The insured sum, contracted in a fixed amount of €4,000, applies to a one-year insurance period and is reduced by the amount of each compensation paid from the insurance.
*In the case of earthquake risk, the insured’s participation in the damage amounts to 5% of the insured sum.
EMERGENCY INTERVENTION INSURANCE IN THE RESIDENTIAL PROPERTY
This insurance covers the cost of emergency arrival and work of an authorized specialist needed in the residential property, in cases involving: plumbing, carpentry, glazing, electrical, and locksmith work, urgent repair of heating system installations, or cleanup and drying work, in cases of: leakage from water supply, sewage, or heating systems; destruction or damage to external doors and windows due to burglary; broken glass on external doors and windows; power outage; loss, theft, or jamming of keys in a lock; or lock malfunction.
The insurance includes the following services:
Advice, information, and instructions provided by the assistance company’s duty center; assistance by a technician in the residential property: €30 per case;
Minor and consumable materials: €15 per case.
The insured is entitled to 3 cases, i.e. three emergency interventions during one insurance year.
If you need an emergency intervention in your residential property, call the assistance company Europ Assistance at +382 20 444 890 and follow the instructions provided.
For additional information about insurance coverage, you can call +382 20 444 800 on working days from 08:00 to 16:00, or email kartice@generali.me.
Information about the concluded insurance can be downloaded here.
Iznos | 240,00 €
|
Broj rata
| 6 mjesečnih rata
|
Jednokratna naknada
| 12,00 €
|
Iznos mjesečne rate
| 40,00 €
|
Ukupan iznos koji plaćate
| 252,00 €
|
