Loans for pensioners
Your working time is behind you. Now is the moment to truly enjoy what you have earned! Take advantage of pensioner loans and treat yourself and your loved ones, fulfilling your wishes without waiting.
Why choose the Super Senior loan?
- Hipotekarna Bank approves loans for current consumption and/or refinancing obligations with other banks.
- For loans up to EUR 12,000 – repayment period up to 8 years, no guarantor or medical certificate is required, and you receive a free insurance policy.
- Maximum exit age (age of the loan user on the date of expiry of the agreed loan term): 78 years.
What do I need?
- Loan security
- Free loan insurance policy
- Without medical documentation
- Payroll deduction order
- Personal promissory note
Representative loan example
- Loan amount: €12,000
- Repayment term: 96 months
- Interest rate: 0.80% per month (10.03% per annum)
- One-time fee: 1.80% (€216)
- Promissory note cost: €4
- Credit Registry inquiry cost: €3
- APR 10.62% p.a.
- Annuity: €179.56
- Total loan amount with interest: €17,237.76