Moj Lab Credit – No Waiting Period
- No interest.
- No fees.
- No need to visit the bank.
In cooperation with Moj Lab Hospital, we offer consumer loans of up to 36 monthly instalments – simply, without visiting a bank, with no interest and no additional costs.
Loans are granted in amounts from €500 to €5,000, with a repayment period of 2 to 36 months.
Who can be a loan user?
- Employed persons who are on the A and A+ lists of Hipotekarna Bank, i.e. persons whose employers or trade union organizations have concluded a business cooperation agreement with Moj Lab Hospital for the purpose of using healthcare services, and who meet the requirements for loan approval.
What does the loan approval process look like?
- To become a user of this loan, you need to visit a Moj Lab hospital:
- Sign the Loan Application;
- Provide a completed Certificate of Employment and Income, certified by the employer;
- Provide a Salary slip;
- Provide an ID card or another photo identification document showing the borrower's Personal Identification Number (JMBG).
Required documentation
- Completed Loan Application
- Signed blank promissory note
- Signed Loan Agreement
Representative loan example
- Loan amount: €1,200.00
- Repayment period: 12 months
- Nominal interest rate (NIR): 0.00% per annum (fixed)
- Effective interest rate (EIR): 0.00% per annum
- Loan processing fee: 0.00%
- Monthly instalment: €100.00
-
Total amount of credit to be repaid by the consumer: 1.200,00 €
*The cash price of the product/service is the same as when paying through this loan.
