Cash Loan

Your every wish is granted with our cash answer!

This is valid for all Hipotekarna Bank's Clients as well aIs other citizens of Montenegro.

 

If I am Hipotekarna Bank's Client, what are the requirements?
  • Loan amount: € 3,000
  • Number of instalments: 48
  • Interest rate: 11.09 % per annum
  • Monthly instalment (annuity) € 76.90
  • Loan processing fee : € 30,82 cost of bond: € 4, CCR enquiry cost: € 3
  • Effective interest rate: 11.82 % per annum
  • Total loan amount inclusive of interests: € 3,691.01

 

If I am not a client of Hipotekarna bank, what are the requirements?
  • Loan amount: € 3,000
  • Number of instalments: 48
  • Interest rate: 14,03 % per annum
  • Monthly instalments: (annuity) € 80.78
  • Loan processing fee: € 58,97, cost of bond: € 4, CCR enquiry cost: € 3
  • Effective interest rate (EKS) 15,38% per annum  
  • Total loan amount inclusive of interests: € 3,877.25

 

What do I need?
  • Loan application form, filled in by the Applicant
  • Applicant's, co-debtor's or guarantor's statement of financial standing, with original copy authorized by the employer (signature and stamp of the employer's authorized person)
  • Administrative attachment order for loan beneficiary (two copies), co-debtor and guarantor authorized by the employer
  • Guarantor's statement
  • Copies of loan Beneficiary's, co-debtor's and guarantor's ID cards (passport copies for non-residents)
  • With regard to specific-purpose loans, proforma invoice of a legal persons where the loan beneficiary purchases goods is submitted

 

 

 

For more info please contact 19905 or visit the nearest of 20 branches in Montenegro.