Instead of chasing your guarantors, catch your dreams. In only 24 hours we grant loans in amounts of up to € 20,000.
Why XL loan package?
Low interest rate starting from 5.48% annually;
No loan processing fees;
Up to €20,000;
No guarantor required;
You decide the combination of the loan amount in cash and additional liabilities on your accounts and credit cards;
Option to borrow up to half of your monthly salary;
Repayment period up to 8 years.
Representative loan example:
Loan amount: €20,000
Repayment period: 96 months
Nominal interest rate (NIR): 5.48% annually
One-time loan processing fee: €0
Bill of exchange cost: €4.00
Credit registry inquiry cost: €3.00
Effective interest rate (EIR): 5.49% annually
Monthly installment (annuity): €256.52
Total loan amount with interest: €24,712.83
Loans exceeding € 20,000 may be granted against additional security instruments including guarantors, co-debtors, mortgage, etc.
What documents are required?
- Loan Application filled out
- Applicant's statement of financial standing
- Copy of loan Applicant's ID card
- Salary attachment of loan Applicant and a bill of exchange signed
What else do I need to know?
- The maximum amount of loan package of € 20,000 consists of cash loan in amount of €15,000 and € 5,000 of additional loan given through overdraft or free of charge limit to purchase with Hipotekarna Bank Premium and Relax credit cards.
- Loans exceeding € 20,000 may be granted against additional security instruments such as: guarantors, co-debtors, mortgage
